{"id":18484,"date":"2026-04-25T18:27:00","date_gmt":"2026-04-25T22:27:00","guid":{"rendered":"https:\/\/diarioellabrador.cl\/?p=18484"},"modified":"2026-04-27T15:36:43","modified_gmt":"2026-04-27T19:36:43","slug":"no-hay-deuda-que-no-se-pague","status":"publish","type":"post","link":"https:\/\/diarioellabrador.cl\/index.php\/2026\/04\/25\/no-hay-deuda-que-no-se-pague\/","title":{"rendered":"No hay deuda que no se pague"},"content":{"rendered":"
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\"\"<\/figure>\n<\/div>\n\n\n





Por Nelson Retamales Tirado<\/p>\n\n\n\n
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\n\n\n\n

No hay deuda que no se pague ni plazo que no se cumpla, dice el refranero popular, de origen espa\u00f1ol y eso lo est\u00e1n viviendo en carne propia muchos chilenos que estudiaron con Cr\u00e9dito con Aval del Estado (CAE).<\/p>\n\n\n\n

Tal cr\u00e9dito ha permitido a j\u00f3venes seguir estudios superiores en busca de una mejora personal, de movilidad social que les permita subir de nivel socioecon\u00f3mico y, hay que decirlo, cuando suscribieron el compromiso, sab\u00edan qu\u00e9 obligaciones contra\u00edan y a qu\u00e9 se expon\u00edan, pero bien val\u00eda el riesgo en consideraci\u00f3n a los resultados que, para algunos no fue posible, b\u00e1sicamente por la imposibilidad de terminar sus carreras, ya no por falta de dinero, sino, por falta de las capacidades requeridas para satisfacer las exigencias universitarias que, aunque sea cruel, hay que decirlo, no todos las tienen.<\/p>\n\n\n\n

\u00bfSe imagina que todos tuvi\u00e9ramos educaci\u00f3n universitaria? No habr\u00eda quien hiciera las tareas intermedias y menores y, justamente, porque todos j\u00f3venes de campo han buscado estudiar en las universidades, es que hoy, gracias a la tan resistida migraci\u00f3n, hay gente que trabaje los campos. No es malo que lo hagan, pero deben tener en cuenta que, en los trabajos, tambi\u00e9n rige la ley de la oferta y la demanda y mientras m\u00e1s profesionales haya, menor ser\u00e1 la posibilidad de encontrar el trabajo so\u00f1ado y, el que encuentren, ser\u00e1 mal remunerado y pueden sufrir hasta una frustraci\u00f3n severa, con inciertos resultados.<\/p>\n\n\n\n

\u00bfCu\u00e1ntos periodistas, abogados, ingenieros en administraci\u00f3n y un largo etc\u00e9tera, egresan cada a\u00f1o? Son miles y cada vez, resulta m\u00e1s dif\u00edcil encontrar un buen puesto y se cae, lamentablemente, en el desprestigiado \u201cpituteo\u201d o nepotismo, que permite contratar a gente poco preparada para una funci\u00f3n, pese a tener un t\u00edtulo, \u201cconseguido\u201d, a veces, de mal modo.<\/p>\n\n\n\n

Recuerdo a mi amigo Mario Alver Jarpa que escribi\u00f3, ha muchos a\u00f1os -cuando hab\u00eda poca seriedad en las universidades privadas- que se obten\u00eda un t\u00edtulo, no por saber, sino, por estar al d\u00eda en las cuotas. Hoy eso ha cambiado, aunque quedan algunas pocas universidades que s\u00f3lo les interesa el negocio.<\/p>\n\n\n\n

Hace pocos d\u00edas, en una cuenta anual de una Corporaci\u00f3n de Educaci\u00f3n y Salud, rural, en la que soy director, una l\u00e1mina del Power Point proyectada dec\u00eda, \u201cEducaci\u00f3n superior para todas y todos\u201d. Junto con advertir que faltaba \u201ctodes\u201d, para completar el lenguaje inclusivo -en contra del que estoy por convicci\u00f3n y formaci\u00f3n- hice la reflexi\u00f3n sobre el hecho que, si todos esos ni\u00f1os realmente fueran a la universidad, ser\u00eda un caos familiar, econ\u00f3mico y quiz\u00e1s, mental.<\/p>\n\n\n\n

Pero bueno, \u201cme fui en la vol\u00e1\u201d y me desvi\u00e9 del tema, -pero no soy un desviado, advierto- de modo que, volver\u00e9 pr\u00f3ximamente, pero dejo el esbozo.<\/p>\n\n\n\n

Muchos que deben el CAE, le dieron la mayor\u00eda a Boric porque lo terminar\u00eda, algunos se titularon y ganan muy bien, pero nadie paga. La Tesorer\u00eda General, est\u00e1 activando procedimientos para recuperar, al menos U$D 20 millones, de aquellos que hoy ganan m\u00e1s de $5 millones al mes. Una frescura que perjudica a quienes a esperan acceder.<\/p>\n","protected":false},"excerpt":{"rendered":"

Por Nelson Retamales Tirado No hay deuda que no se pague ni plazo que no se cumpla, dice el refranero popular, de origen espa\u00f1ol y eso lo est\u00e1n viviendo en carne propia muchos chilenos que estudiaron con Cr\u00e9dito con Aval del Estado (CAE). Tal cr\u00e9dito ha permitido a j\u00f3venes seguir estudios superiores en busca de<\/p>\n

Leer m\u00e1s<\/span><\/a><\/div>\n","protected":false},"author":2,"featured_media":18575,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-18484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-opinion"],"yoast_head":"\nNo hay deuda que no se pague - Diario El Labrador<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/diarioellabrador.cl\/index.php\/2026\/04\/25\/no-hay-deuda-que-no-se-pague\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"No hay deuda que no se pague - Diario El Labrador\" \/>\n<meta property=\"og:description\" content=\"Por Nelson Retamales Tirado No hay deuda que no se pague ni plazo que no se cumpla, dice el refranero popular, de origen espa\u00f1ol y eso lo est\u00e1n viviendo en carne propia muchos chilenos que estudiaron con Cr\u00e9dito con Aval del Estado (CAE). 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